To find the card that's best for you, click on the category that best describes your credit history-

Credit cards can help you establish credit history, make it easier to buy what you want when you want and add security to some of your transactions. But they also carry with them a responsibility: that you use your credit wisely.

Whether you're getting your first card, looking to add another, or switching to one that offers better rates or additional services, it's important to read and understand the fine print so you'll be comfortable with the terms you've chosen to live by.

Do you know what a grace period is and why it's important? Do you understand the difference between a fixed rate of interest and a variable rate? Is a card with a low teaser/introductory interest rate a good choice for you? Are you sure that a card with no annual fee is always a better deal than a card that charges a fee? These are the questions you should ask yourself before you sign on the dotted line. There are so many cards to choose from, we've done some of your homework for you and picked the ones we think can best serve your needs.